What To Know Before You Begin
Paying for fertility care is different than other kinds of medical care because insurance coverage for fertility treatments varies widely across different plans. We are committed to helping you understand what your insurance coverage does and does not include, and then applying that information to make sure you build the best financial plan for you and your family.
We work very hard to make the fertility treatment we provide affordable and transparent for everyone and make sure you have all the information you need to make decisions up front. Our financial team will contact your insurer prior to treatment and relay to you what we learn. In addition, we ask that you also contact your insurer to confirm your coverage prior to starting treatment. We will provide you with exact diagnosis codes and treatment codes.
Payment Methods for Fertility Care
We find that the vast majority of our patients have coverage for their initial consultation and evaluation, and over 75% have partial or full coverage for fertility treatment.
Following that, fertility treatment can be covered completely, partially, or not at all. During a scheduled financial consultation with our financial counselor, we will help you clarify your insurance coverage and benefits to determine what treatments and services are covered.
If any part of your treatment plan is not covered by your insurance, we provide several excellent methods to help you cover the out-of-pocket expenses. We go over these in detail during your free financial consultation. Many people use a combination of these methods to pay for their fertility treatment. They include:
Here on our website, we provide some general information to help you learn about the different payment methods that can make up a fertility treatment financial plan. To understand which options are best suited for your situation, the next step is to set up a personalized financial consultation at our office.
We provide these financial consultations free of charge for all of our patients. The detailed information we discuss in the financial consultation is tailored to you and is specifically based on your insurance coverage and benefits, treatment plan, and financial circumstances.
